Total and Permanent Disability Insurance

If you take being able to work for granted, you are like most of us. Yet it only takes a near miss or the misfortune of someone we know to remind us that we are only ever a slip on a step, a twist of a steering wheel or a chance collection of rogue cells away from being unable to earn an income.

How you and your family survive the normal costs of living if you were totally and permanently disabled?

Without being alarmist this is not a remote possibility. 1.1 million Australians are disabled long-term by heart, stroke and vascular diseases.

Total and Permanent disability insurance provides a lump sum if you are unable to work in any occupation to which you are suited taking into account your education, training and experience.

This illness or injury does not have to be work related. Diseases and life events that could lead to a claim include: cancer, mental illness, AIDS, chronic fatigue syndrome, heart attack, road accidents and accidents at home.

To discuss your options with one of our specialists or find out what your cover might cost call us on 1800 252 712.

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